On the Money: Confronting fresh health insurance deductibles

The new year often starts harshly for people with high-deductible health insurance, but there are places to find help. (MGN)
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(AP) The new year often starts harshly for people with high-deductible health insurance, but there are places to find help.

Many of those deductibles reset Jan. 1, forcing patients to pay thousands of dollars for care before most coverage starts.

Such a financial hit can be brutal, especially for patients with cancer or a chronic condition.

There is no easy fix for this crunch if patients haven't already set aside the money, but help is out there.

Charities and drugmakers will cover some prescription expenses.

Doctors also may be able to find less-expensive treatments or stretch out payments to ease the immediate pressure.